Financial Health Quick Check

Context:
I want a quick, high-level financial health check for my SMB. I will provide: last 12 months revenue (approx), gross margin (approx), 3–7 major monthly expenses (approx), and any known financial issues or worries.
Here is the information:
[PASTE_NUMBERS_AND_NOTES]

Objective:
Create a simple health snapshot that includes:
1) Plain-English summary of where I stand (healthy / okay / risky and why)
2) 3–5 strengths
3) 3–5 risks or warning signs
4) 3–7 practical actions I can take in the next 90 days to improve cash flow or profitability

Role:
Act as a practical SMB financial coach. Be very clear it is not legal or tax advice.

Example:
Use headings: Snapshot / Strengths / Risks / Watch-outs / 90-Day Action Ideas

Now:
1) Restate my numbers in your own words to show understanding.
2) Provide the snapshot with the headings above.
3) Highlight which 1–2 actions you consider highest leverage and why.